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Still using “Payable on Death” for Estate Planning? Here’s why that’s a mistake. ⚠️ On the surface, naming a beneficiary sounds simple and clean. But if your estate is even moderately complex … That simplicity comes at a cost. Here’s what really happens: 🪙 A payable-on-death (POD) designation passes assets directly to the named individual. ⚖️ With zero control. 🛡️ With zero protection. That means your wealth is now fully exposed to: – Your heir’s creditors. – Lawsuits. – Divorce settlements. –
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